The decision desk
Run your numbers.
Understand your options.
Transparent calculations with assumptions you control. No email, application, or credit check required.
Free calculator
Break-even sales
Test fixed costs, price and contribution per unit before committing to a sales plan.
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Loan payment
Estimate monthly payments and total interest. Download a complete amortization schedule.
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SBA loan payment
Model an amortizing payment with your quoted rate, term, and optional upfront or financed fees.
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Borrowing capacity
Explore a hypothetical loan amount using your revenue, cash-flow margin, existing debts, and coverage target.
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13-week cash flow
Plan weekly receipts and payments, find reserve shortfalls, and download your CSV forecast.
Open plannerThese tools provide educational scenarios. They do not quote rates, predict lender approval, or determine program eligibility.