Entrepreneurship
A business plan you can actually use
Build a business plan around customers, operating decisions and a cash forecast. Includes a practical working template.
Built for the owner
Small Business
A practical starting point for credit, working capital, grants and a stronger financing application.
The reading room
Search the journalEntrepreneurship · Business economics · Leadership · Technology · Credit preparation · Funding options · Business financing · Working capital · Program briefing
Browse the selection at your own pace.
Leadership
Employee onboarding: a practical first-month plan
Coordinate role expectations, access, training and feedback with an operational onboarding plan for a small team.
Technology
Small business cybersecurity: where to start
Prioritize account access, recovery, updates and supplier dependencies with a practical cybersecurity starting point for owners.
Credit preparation
Business credit scores: prepare for financing
Review business credit records, check reporting errors, document obligations, and prepare a financing request around repayment.
Funding options
Small business grants: eligibility before applying
Find official grant sources, check project eligibility and reimbursement timing, and keep unawarded funds out of your budget.
Business financing
Business line of credit vs. term loan: what fits?
Choose between recurring liquidity and a one-time investment by looking at the way cash returns to your business.
Working capital
Invoice financing: costs, reserves and cash flow
Understand invoice financing and factoring, customer payment risk, reserve releases, and how to compare a funding quote.
Program briefing
SBA microloans: prepare a smaller capital request
How to prepare a documented project budget and questions for an approved microloan intermediary.
The working notebook
Put the reading to work.
A useful decision starts with evidence, a clear assumption and a question you can answer.
Prepare before you apply.
Read: Business loan requirements: prepare a stronger applicationMatch funding to the timing of collections.
Read: Invoice financing: costs, reserves and cash flowCheck eligibility and current program intake first.
Read: Small business grants: eligibility before applyingContinue the conversation
From an idea to an operating business
Entrepreneurship
Business plans, startup budgets, customer evidence and acquisition decisions for people building their next venture.
The essential reading deskFeatured
A considered selection of reporting, financing decisions and useful tools.
Capital, operations and enterpriseBusiness
How businesses fund a project, protect liquidity and turn a plan into an operating decision.
Make the numbers workMoney
Understand borrowing costs, debt service and cash flow with transparent assumptions.