Real Estate
Commercial lease checklist for business owners
Prepare the operating questions behind a commercial lease: space, costs, timing, permitted work and continuity.
Property as an operating decision
Real Estate
Project financing, owner-occupied property and questions to ask before a long-term commitment.
Motenza selections · Florida
Top 50 Best Florida Realtors
Compare 50 Florida real estate professionals, including a Miami shortlist and guides to Miami Beach, Brickell and other local markets. Explore sourced profiles, direct contacts and a practical interview worksheet.
The reading room
Search the journalReal Estate · Entrepreneurship · Business economics · Leadership · SBA financing · Financial fundamentals · Public-source profile
Browse the selection at your own pace.
SBA financing
SBA 504 vs. 7(a): begin with the project
Separate fixed-asset investment from broader financing needs before comparing program details.
SBA financing
SBA 7(a) loans: where to start and what to verify
Understand the lender-based program and prepare questions before exploring SBA-supported financing.
Financial fundamentals
Debt service coverage ratio: a practical DSCR guide
Understand the cash-flow coverage calculation, its limits, and how to use it without treating it as an approval score.
Public-source profile
G Hyatt Construction: funding the work after the win
A documented construction story and the distinct roles of bonding and project working capital.
The working notebook
Put the reading to work.
A useful decision starts with evidence, a clear assumption and a question you can answer.
Define the property use and full project budget.
Read: Commercial lease checklist for business ownersTest debt service against operating cash.
Read: Debt service coverage ratio: a practical DSCR guideConfirm current program rules with the provider.
Read: SBA 504 vs. 7(a): begin with the projectContinue the conversation
Make the numbers work
Money
Understand borrowing costs, debt service and cash flow with transparent assumptions.
Capital, operations and enterpriseBusiness
How businesses fund a project, protect liquidity and turn a plan into an operating decision.
From an idea to an operating businessEntrepreneurship
Business plans, startup budgets, customer evidence and acquisition decisions for people building their next venture.
The essential reading deskFeatured
A considered selection of reporting, financing decisions and useful tools.