Technology
AI for small business: a practical pilot plan
Choose an AI use case, test output quality and protect business information before making it part of a production workflow.
Technology with a business purpose
Innovation
The operating questions behind payment technology, equipment investment and provider risk.
The reading room
Search the journalTechnology · Digital Assets · Business economics · Payments · Bank policy · Growth & equipment · Public-source profile
Browse the selection at your own pace.
Business economics
Unit economics: measure what one sale contributes
A practical unit-economics framework for pricing, delivery costs, refunds and repeat purchases, with a worked example.
Payments
Payment stablecoin proposals: business questions
The September 24 proposals concern eligible issuers and supervision. Separate proposed rules from an approved payment product.
Bank policy
Community banks: third-party risk proposal
A September 11 proposal addresses third-party relationships. Check your lender and document-upload process independently.
Growth & equipment
Equipment financing: compare the full cost of ownership
A practical checklist for matching repayment to installation, maintenance, and the equipment's useful life.
Public-source profile
Icarus Medical: financing production capability
An SBA-documented manufacturing story and practical questions about bringing production in-house.
The working notebook
Put the reading to work.
A useful decision starts with evidence, a clear assumption and a question you can answer.
Distinguish a proposed rule from an effective requirement.
Read: Payment stablecoin proposals: business questionsAsk how a provider failure would affect operations.
Read: Vendor risk management before signing a contractCompare equipment maintenance, upgrades and replacement costs.
Read: Equipment financing: compare the full cost of ownershipContinue the conversation
Useful systems. Clear responsibilities.
Technology
Practical AI, cybersecurity and supplier decisions for businesses that depend on digital tools.
Understand the infrastructure and the riskDigital Assets
Custody, payment technology and operational questions, with proposals, ownership and uncertainty kept explicit.
Global perspective. Specific local context.Global Business
Business fundamentals across borders, with currencies, jurisdiction and program eligibility kept explicit.
The essential reading deskFeatured
A considered selection of reporting, financing decisions and useful tools.