Technology
Vendor risk management before signing a contract
Assess supplier dependency, access, service continuity and exit options with a practical vendor risk review.
Global perspective. Specific local context.
Global Business
Business fundamentals across borders, with currencies, jurisdiction and program eligibility kept explicit.
The reading room
Search the journalTechnology · Digital Assets · Business economics · Leadership · Entrepreneurship · Business planning · Cost of capital · Payments · Growth capital
Browse the selection at your own pace.
Entrepreneurship
Market research for a small business decision
Turn customer interviews, competitor research and public data into a testable business decision, without confusing interest with demand.
Business planning
Cash-flow forecast: build a 13-week business plan
Build a weekly cash-flow forecast, separate receipts from revenue, test a downside case, and download your planning worksheet.
Cost of capital
Factor rate vs. APR: why 1.25 is not 25% APR
Learn to distinguish a repayment multiplier from an annualized borrowing cost.
Payments
Payment stablecoin proposals: business questions
The September 24 proposals concern eligible issuers and supervision. Separate proposed rules from an approved payment product.
Growth capital
Business acquisition loans: a practical funding guide
Build an acquisition funding plan around diligence, working capital, repayment capacity, and the actual loan agreement.
The working notebook
Put the reading to work.
A useful decision starts with evidence, a clear assumption and a question you can answer.
Keep revenue, debt and reserves in their actual currencies.
Read: Cash-flow forecast: build a 13-week business planCheck governing law and local disclosure requirements.
Read: Vendor risk management before signing a contractOur current government-program and city reporting covers the United States; it does not establish eligibility abroad.
Read: Payment stablecoin proposals: business questionsContinue the conversation
Technology with a business purpose
Innovation
The operating questions behind payment technology, equipment investment and provider risk.
Understand the infrastructure and the riskDigital Assets
Custody, payment technology and operational questions, with proposals, ownership and uncertainty kept explicit.
Capital, operations and enterpriseBusiness
How businesses fund a project, protect liquidity and turn a plan into an operating decision.
Make the numbers workMoney
Understand borrowing costs, debt service and cash flow with transparent assumptions.