The cash-flow desk
See the weeks ahead.
Plan receipts and payments over thirteen weeks. Find the tightest cash point before it becomes an operating problem.
Example inputs are prefilled. Replace them with cash receipts and payments expected each week. All calculations stay in your browser.
Lowest closing balance $15,500.00
Week 13 closing cash $21,500.00
Every modeled week stays at or above your reserve.
Week 1
Closing cash $15,500.00
Week 2
Closing cash $16,000.00
Week 3
Closing cash $16,500.00
Week 4
Closing cash $17,000.00
Week 5
Closing cash $17,500.00
Week 6
Closing cash $18,000.00
Week 7
Closing cash $18,500.00
Week 8
Closing cash $19,000.00
Week 9
Closing cash $19,500.00
Week 10
Closing cash $20,000.00
Week 11
Closing cash $20,500.00
Week 12
Closing cash $21,000.00
Week 13
Closing cash $21,500.00
Model: opening cash plus receipts minus payments. It excludes items you do not enter and does not predict financing approval. Do not count unapproved funding as available cash.
Use cash dates, not invoice dates
Enter when money is expected to reach or leave your account. Include payroll, taxes, supplier payments, debt service and any committed capital expenses. Revise the plan against actual bank balances each week.
Read the full cash-flow forecasting guide and understand invoice financing timing.
Are my inputs shared?
No. The planner calculates locally in your browser and does not save your figures. The CSV download contains the numbers you entered and the modeled balances.
Does a positive balance establish loan eligibility?
No. This is a cash-timing scenario. It does not review credit, collateral, program criteria, accounting adjustments, or lender underwriting.