Use the evidence and practical questions in this article to test your own assumptions. Any worked examples use hypothetical inputs.

Compare the visible total

The FTC’s rule for short-term lodging requires upfront total-price disclosure that includes mandatory charges a business can calculate. Government charges and genuinely optional extras can be disclosed later, before payment, under the rule’s conditions. A mandatory resort or destination fee is different from an optional spa appointment. The rule does not prohibit every fee or set the room price. For Miami hotels, compare the final amount for the same dates, room occupancy and cancellation conditions.

Build a stay-cost worksheet

Use separate lines for accommodation, required fees, taxes, selected extras, transport and parking. For a hypothetical three-night stay, an optional parking choice of $40 per night adds $120 before any applicable tax. Keep that calculation outside the room-only comparison if you may arrive without a car. Breakfast included at one hotel can also change the household budget, but use the number of covered guests and actual breakfast terms rather than an assumed value.

Separate charges from temporary holds

Ask about incidental deposits, authorization holds and accepted payment cards before arrival. A temporary hold can reduce available funds even when it is not part of the final room bill. Record the amount, release process and who can explain a delayed release. Resort-fee inclusion does not answer questions about early checkout, no-show penalties, pets, rollaway beds or late departure. Confirm those policies directly when they matter to your itinerary.

Keep the booking evidence

Save the offer, checkout total, cancellation deadline and confirmation. At departure, compare the itemized folio with those records and identify each difference rather than disputing the entire bill without explanation. Ask whether a charge was mandatory, selected during booking or added on site. If a refund is promised, get its amount and reference in writing. This file also helps when an online travel agency and the property refer the question to each other.

Image source and usage

Lobby of the Fontainebleau hotel in Miami

Acroterion

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Frequently asked questions

Are all resort fees prohibited?

No. The FTC rule addresses price disclosure and misleading fee practices; it is not a blanket ban on fees.

Is a hotel deposit part of the room price?

It may be a temporary authorization rather than a final charge. Ask for the specific hotel’s terms.

Sources & further reading

Source links checked October 23, 2026. Rules and availability may change; verify current terms directly. Read our editorial standards.