Motenza Data Desk
Effective federal funds rate
The effective federal funds rate from FRED, with a dated history, changes between observations and downloadable data.
3.88%
Observation:
0.00 percentage points since Oct 21, 2026
Percent · Vertical axis scaled to the displayed range. Lines connect available observations.Source: Board of Governors of the Federal Reserve System · FRED DFF · Data use terms
Retrieved:
Download CSV View all observations (177)
History available in this edition; dates without observations are omitted.| Date | Percent |
|---|
| 3.88% |
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| 3.63% |
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| 3.62% |
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| 3.63% |
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| 3.62% |
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| 3.63% |
| 3.64% |
| 3.64% |
| 3.64% |
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| 3.64% |
| 3.64% |
From the data to the decision
Use these benchmarks alongside the terms of your proposal and your cash needs.